home purchase basics
Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time home buyer.
A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Mortgage Team, it should be an efficient, pleasant, and ultimately rewarding experience!
Your Real Estate Agent
A real estate professional is your right-hand in securing the perfect home for you. You can count on your a REALTOR®to:
•Preview available homes to weed out those that are overpriced, or undesirable in some other way
•Present the homes that suit your needs as you've defined them
•Help you determine a "good buy" or nix a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future
•Negotiate the best deal for you. With a pre-approval letter from us in hand, your agent will be able to show that you're a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between accepting your offer or another contender.
Your Mortgage Team
Your loan officer and mortgage broker have one goal in mind: secure financing for your most important investment. You can count on your team to:
•Selecting the best loan to meet your personal situation and goals— this means getting the best rate and simplifying fees (This single decision can save you thousands of dollars throughout the years!)
•Keep you informed of your loan status throughout the entire process
•Work hand-in-hand with your REALTOR® informed of our loan progress (Note: your personal information is always kept confidential between you and us; only deal points and progress are shared)